Core Agency Values – What Are They and Why Are They Important?

Let’s begin with the question; why are agency values important? Agency values are important because they will likely determine the success or failure of your agency. Now that gets my attention. Whenever the success or failure of a business venture rests on one concept, it warrants the time and effort to understand what’s behind the … Continue reading “Core Agency Values – What Are They and Why Are They Important?”

Let’s begin with the question; why are agency values important? Agency values are important because they will likely determine the success or failure of your agency. Now that gets my attention.

Whenever the success or failure of a business venture rests on one concept, it warrants the time and effort to understand what’s behind the question; what focus or concept do we believe will best produce the result we desire. So, one might ask; just exactly what are some agency values.

To begin, Values are what drives effort and effort is what produces results, good or bad. Effort in the wrong places seldom produces the right results. So there are really two things here that are important-Effort and Direction. While both are important, Effort comes first-you gotta have some before you can direct it. Today we are only talking about Effort, Direction is for another day.

An example of how values drive Effort is often and most visibly played out in sales. A lot of sales activity (Effort) often produces more sales but possibly not the right sales (Direction). Now here is the exciting part-You can really, control your effort by choosing the right Values and matching the talent of new hire to those Values. The key here is to understand that people work to satisfy their values, not yours and don’t try to put into someone something that is not already there. All that boils down to looking for and hiring people who have values that match the agency needs.

So now it is beginning to get clear. Why do we want to know your agency values? Answer; so you can hire people with values similar to those of our agency. Now what are some agency Values of importance?

1. Theoretical Values- those who value knowledge and continuous learning or intellectual growth.
2. Traditional Values- those who value the tradition inherent in social structure, rules, regulations and principals.
3. Utilitarian Values- those who value achievement, results, and rewards for their investments of time, resources and energy.
4. Individualistic Values- those who value personal recognition, freedom and control over their future and the future of others.
5. Social Values- those who act to enhance the well-being of others.
6. Aesthetic Values- those who pursue a balance in their lives, who are creative, self-expressive and have a love for beauty and nature.

And here is the real important stuff, after 40 years of research and working with agencies, of all sizes, we know the values most likely to produce success in any situation.

How to Prepare a Bill of Sale Properly

You can prepare a customized bill of sale in five minutes. Learn how to do it properly and how to avoid common pitfalls.

How to prepare a Bill of Sale and how to avoid common pitfalls

A bill of sale form is used to transfer the ownership from a seller to a buyer. The four main bill of sale forms are for: auto, boat, personal property and business.

The Internet made all these forms readily available at a reasonable price.

In five minutes or less, the user can prepare a bill of sale as follows:

Purchase the form and download the form.
Open the downloaded form and print.
Use a pen; fill in the blanks by following the instructions.

The common pitfalls and their repercussions:

Using a free form download from the Internet. Such forms almost always contain errors and are incomplete.
Using a handwritten bill of sale. Such forms almost always contain errors and are incomplete.
Failing to detail and describe what is being sold. It is important to have what is being sold detailed and described.

Avoiding the three pitfalls listed above can help both the seller and buyer avoid both headaches and expenses down the road. The following are few common examples:

In the event the buyer is unsatisfied with their purchase as they may deem that what they received was not as described. A proper bill of sale including the condition of the item being sold thus resolving such issues.

Using an improper form that does not detail important information. This causes that buyer issues down the road when attempting to resell what was bought. As an incomplete form may lack a vehicle VIN number or boat identification Hull number.

The seller also needs to protect themselves as exemplified here. When selling a car, it is important to include the “Odometer Disclosure Statement”. This provides the seller legal protection in case the buyer alters the odometer in the future when reselling to obtain a better price. In such a case, it is impossible to ascertain who changed the odometer reading. The seller by using a proper form protect themselves from dealing with such possibilities.

There are just few examples. There are many other scenarios.

Is a professionally prepared Bill of Sale a must?

Yes. For a small price, this provides legal protection for the both the seller and buyer and saves them costly expenses and headaches down the line.

Soundasleep Dream Series Air Mattress Review

Without a doubt, the best air mattress I have ever owned! The Soundasleep Dream Series Air Mattress is everything I’ve been searching years for, with no luck. I have a large family, with tons of kids, and sometimes not enough spare bedrooms for everyone. Over the past 12 years, I we have gone through at least 8 air mattresses, due to casualties of all different kinds. Some leak immediately, some leak after a while. Some are so difficult to pump up that you consider not deflating them at all. Then there was the honey incident. Enough said. Of course, our trusty dog Sierra saved us from attack by airbed and bit into it as soon as it inflated. Then there was the airbed that my baby (OK, 1,351bs of fur baby). Blaze decided to use as his bed. To be fair, I think it was more effected by his nails than his weight. Anyway. I have spent countless hours searching for something that would hold up. During a recent move, we were without furniture for several days and I purchased two of these air mattresses for the transition period. After my past experiences, you can say my expectations weren’t too high. I actually bought two, hoping that in case one didn’t make it through that weekend, we would have a spare to use. That was over a year ago, and I couldn’t be happier with this product.

The Soundasleep Dream Series Air is a true Queen size when inflated, with dimensions: 58″ x 78″ x 19″ deep. This is a nice, thick size for an air mattress, and any most queen sized sheets today are made with a depth up to 21″. That is the measurement you want to look for when buying sheets for this, or any other thick mattress. Deep pocket, or extra deep pocket will provide ample room for this substantial mattress.

Pros and Cons of the Soundasleep Dream Series Air Mattress


• 40 coils provide for flat, firm support
• Inflates easily in under 4 minutes
• Waterproof top layer
• 1 click internal pump for inflation/deflation
• Sure grip bottom
• Puncture resistant
• 1 year warranty


• Not for use as a permanent bed
• Not suitable for infants
• Large bulky size when inflated
• Slight plastic smell that fades

As with everything I buy, I first read the reviews on Amazon to get the real story about the Soundasleep Dream Series Air Mattress. This is, truth be told, why I ended up purchasing this specific item. People called it sturdy, comfortable, stable, and often compared it to sleeping in a real bed! Of course, this I didn’t believe. Maybe I just thought that I’m a real mattress snob, and other people may not be so picky. Nonetheless, these were the best reviews I’ve read, so I went for it. After all, it may not be as nice as my big comfy bed, but it’s sure to beat the floor.

I ordered two beds, and was pleased at their quick delivery. Although upon opening them, I noticed a slight plastic odor, it was expected, and faded in the few days before our big move. So fast forward a few days, and my real furniture is gone, and now it’s time to really find out how good the Soundasleep Dream Series Air Mattress is. I had a brief moment of panic upon realizing that I had not blown up either mattress to check for malfunctions. Thank goodness, this company makes a quality product.

That night, I slept like a baby on my new Soundasleep Dream Series Air Mattress, and woke up seriously surprised. No, seriously, I was on a new bed and in a new house, but neither disturbed my sleep. I personally only slept on this mattress for two more nights before getting our furniture set up, but have continued using it for family and guests without incident.

The Truth Behind The Network Marketing Industry

The Multi Level Marketing (MLM) Industry popularly known as the Network Marketing industry, is indeed a very simple and profitable industry but sadly with a lot of negative feedback. The truth is that you can make a lot of money in the MLM industry. A lot of ordinary people have built businesses that provide passive income streams for them and their families and friends, who are in their network for life! The beauty about having a business that provide passive income streams is that you can get to enjoy life doing whatever you want or decide. All that is required is a few years of smart and dedicated work. Today though, this has been made a lot easier as some MLM companies have gone online. There is an MLM company today that operates entirely on an e-commerce platform! This means that you can reach more people using your website or social media to sell almost any product and to anyone anywhere in the world. The network marketing industry is a $167 billion industry churning out millions having huge passive income streams.

I am a partner with one MLM firm that is a 100% e-commerce based here in Nigeria. This means that I can actually do the business from home. With proper application of e-commerce concepts, you can indeed earn a stream of passive incomes for life! This is however not a get-rich-quick scheme. Success in the MLM industry entails following a set of professional guidelines and being consistent. Many people in the MLM industry fail to apply basic guidelines needed to start and grow their own MLM business. Many fail to realize that their MLM business should be handled as a real business where you will be required to recruit a team of people that believe in your mission and vision.

The network marketing industry is a 167 billion Dollar industry and about 91 million people are involved in the network marketing industry around the world today. The industry is now booming in the rest of the world because it is almost the only recession proof industry! During the economic recession that occurred in the world in 2008 and 2009 and the one before that in 1998, it was the only Industry that was growing. While other industries like the automobile and financial industries were either collapsing, downsizing on the number of employees or cutting down salaries, the network marketing industry was getting larger. This is why a lot of people have shifted to Network Marketing.

Even great men and thinkers are beginning to endorse the MLM business model. Bill Gates has been quoted saying that if he had another chance to start up, Microsoft would have adopted the network marketing model. Little wonder the Network marketing Industry continues to grow at an unexpected rate. This is especially true in the United States that recorded a growth from $13 billion in 1992 to over $132 billion in 2010; more than 82 million new people have joined the Network Marketing Industry in the past 20 years! In fact, it is now estimated that over 15,800,000 distributors in the United States alone now participate, full- or part-time, in Network Marketing-and these numbers continue to grow.

After 20 year, the Network Marketing Industry still fits today’s hot trends-home-based businesses, entrepreneurship, and self-reliance-and in Nigeria, the growth is beginning to catch up with the rest of the world. My articles continue to educate its readers how they too can move beyond economic security to economic prosperity by taking advantage of this wealth creating industry.

Feel free to find out if Network Marketing is right for you. Learn how to select a company, and how to begin your own home-based business, using the skills and resources you already possess because, after all, it’s still your future!

The Relevancy of Being Irrelevant

I have a job; I feel relevant. I don’t have a job; I feel irrelevant. My children are healthy and making good choices; I feel relevant and significant in their lives as a good role model. My children are making poor choices again and again, exercising their free will; I feel irrelevant and insignificant asking myself where did I go wrong… and so it goes. Up and down like a rollercoaster, constantly. I think it’s called LIFE.

The dictionary defines the word irrelevant as unrelated to the matter being discussed or considered; not important; not applicable or pertinent; having no meaning or connection with the subject or issue.

Just reading those words makes me feel frumpy and broken and I don’t want to live in these words but sometimes I just feel impertinent and unimportant and like I’m not connected to anything or anyone.

Let’s turn it around.

What does it mean to be relevant? The dictionary defines the word relevant as the state of being closely connected or appropriate to the matter at hand; meaningful or purposeful in current society or culture; a connection to the matter being discussed; having practical value or applicability.

I don’t think anyone who lives past age 2 can escape feeling irrelevant at one time or another. However, there is relevance to feeling irrelevant. In a nutshell irrelevancy has the power to allow space for pondering, changing, adaptability and transformation.

I am a mom. I was relevant to my children until they hit 2 years old and they discovered their autonomy by powerfully exercising their use of the word “no”. Oh what fun times we had as a family when the kids would say no to something. It is said in those lovely guide books about raising children that what you see from them at 2 or 3 or 9 years old will manifest itself again in more dangerous and powerful ways when they turn 12, 13 or 19 years old. I am here to attest to the fact that yup, all true.

I became irrelevant in a more powerful way when the kids became teenagers. They no longer needed or wanted to hear from me about anything. They knew everything and if they didn’t they would figure it out on their own. I went through a time of deep despair and depression when every word out of my mouth was ignored, seemed meaningless, disconnected from their perceived reality, not applicable to their situation because “things were different since I was a teenager”. You get the picture?

It’s a tough reality to wrap my head around when, whether with purposeful intent or random circumstance I find myself having to deal with transformation or change of any kind, in this case my children growing up, and asking the ultimate question, “what now”?

Transformation happens when we graduate from college or get married or become parents or change careers or retire. Sometimes transformations are wanted and happily accepted but most transformations take place by being forced on us or we are coerced into the changes that are taking place. At times transformations just happen. By natural design we are creatures of habit and we do not like when things change. Even if we are unhappy with the things we are doing we at least know how to manage our emotions within the unhappiness and tasks rather than throw it all out the window by choice and embrace the attitude of “Yippee!! Come what may”.

I started trying to turn my own mindset around when I got a job outside of the house and could no longer cater to the children’s needs, emotions and quirks full time. In my job I became relevant to the needs of the company and to the needs of strangers. I started to value my ability to learn, my ability to form relationships and to communicate and my ability to own my piece of the tasks at hand. When I started to apply my work mindset toward parenting, my children started to change too. (Shhh, Without their knowledge or permission).

In pondering the life moments when I feel my own irrelevancy, I take the down time to realize the many ways I strive to feel relevant and this list might help you too…

I stay true to who I am deep inside. I believed for so long that if someone would just teach me what they want me to know in order to do the job or task they need done then I could rise to their need and get it done. After all, I had years and years of experience doing just that as a parent. I stayed authentic to who I believed myself to be. If you are struggling with doubt about your own authenticity call me. Let’s get you coached around that because it is the key that unlocks many doors.

“We have to dare to be ourselves, however frightening or strange that self may prove to be.” May Sarton

I give. I give my time, my talents, my heart to whatever it is I am doing whether it be volunteering, baking, cooking, gardening, writing, conversing, listening, praying, playing, taking pictures or learning something new. I am “all in” everything I do. I achieve a sense of mastery for each time I practice giving. I become a master at kindness, compassion, empathy, relevance and become more and more authentic in the process.

“No one is useless in this world who lightens the burdens of another.” Charles Dickens

I am action oriented. I absolutely hate sitting still for too long. I feel most productive and relevant if I am physically moving around getting things done or mentally stimulated when learning something new. Being an action oriented person also means facing fears I keep deep inside. My goal is to practice facing my fears and get to the end of my day with a list in my heart of all the things I gratefully accomplished and to feel exhaustively satisfied enough to sleep well.

“The best thing you can do is just do it, just face the fear and get it over with. How do you get the courage? You create your courage by just taking action… ” James A. Murphy, The Waves of Life Quotes and Daily Meditations

I consider my antonyms. It is a natural human defense trait that thoughts will first drift toward negativity before we seek to purposefully rein them in and kick negativity to the curb. Coaching has taught me a tremendous amount about my own inner power of turning things around in my own head. In this case, when I start feeling irrelevant I consider the opposite of my negative thoughts. I think about all the ways in which I am significant, relevant, necessary, valuable, useful, needed and worthwhile. On the chance that I still find irrelevancy within these words I think about and put into action all the ways in which I want to be all of these antonyms and where I can start.

“We each carry with us unique gifts, recognized and unrecognized. We long to harness those gifts in a way that gives life significance and helps us to matter more in the lives of others.” Tom Hayes

I try to keep a child’s mindset or in other words I try to keep a simple sense of curiosity at the forefront of everything I do. Whether I am learning something new to be able to get a task done at work or asking questions to my clients to help open doors on their life’s journey or to my children to help them think about something more deeply, I am always curious on a child’s level as to the how or why that is at the heart of what is happening.

“If we are to use the words ‘childish’ and ‘infantile’ as terms of disapproval, we must make sure that they refer only to those characteristics of childhood which we become better and happier by outgrowing. Who in his sense would not keep, if he could, that tireless curiosity, that intensity of imagination, that facility of suspending disbelief that unspoiled appetite, that readiness to wonder, to pity, and to admire?” C.S. Lewis, An Experiment in Criticism

As my children get older I have to face the reality that I too am getting older and I think about what will my relevance be once my children are on their own and no longer living in my home? For one thing I am taking back my own life and constantly seeking to create me. It matters to me that even though I no longer need to be physically relevant to teach my children I can be spiritually relevant as an example of how life goes on for me when they are not around.

No matter what stage of life I am in I am always, in one way or another, in transformation mode. I choose the word transformation over the word change because change can be such an ugly word and puts up red flags in my gut. I prefer transformation because that is a more accurate word to describe the big and small ways in which life re-creates, re-invents and re-generates itself constantly. The objective to winning in transformation is to go with the flow. A great example of this is my grandmother. By God’s grace she will be turning 100 years old this August. The normal thoughts when you hear about someone turning an unbelievable age like 100 is what keeps them going and feeling the pull to live?

We don’t live near each other and so we can’t physically see each other on a regular basis but I know through conversations with her or my mom that she never sits still. She still lives on her own, not in a nursing facility, she still drives a car, she still flies on airplanes to visit family at least 3 times a year, she still cooks and bakes, she still meets with friends on a weekly basis, and she still does her own grocery shopping. Three characteristics that keep her relevant is her optimistic attitude toward life, her faith and her curiosity toward life and transformation. She is about to downsize her living and will be moving to a new area, making new friends and forming new life habits. She is not afraid and knows exactly what she wants and how she wants to live in her new space. She is a shining example of relevance in my humble opinion.

If you are going through life moments where you find yourself questioning your relevance please consider that in each phase of transformation we become a clean page in the story of our own lives and have the incredible opportunity to start a new chapter and choose what goes onto our new pages. I hope these “call to action” questions will help you. Let’s open up a dialog about helping each other feel more relevant in every stage of life.

Call to Action

Where in your life right this moment do you feel irrelevant?

In what ways are you believing you are irrelevant?

What makes you feel relevant?

How can you approach your next transformation with a child’s curiosity?

What can you do with the life skills you have learned so far to help someone else and thereby inject relevance into your life and the life of someone else?

What are some new activities, skills or wisdom you would like to include on the new pages of your next chapter?